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Additional Advantages of Infrared Leak Detection

Posted by on Oct 6, 2016 in Uncategorized, Water Leaks | 0 comments

So many home owners in the U.S. face the same problem: moisture behind walls, beneath their slab floor or over ceilings. This moisture is a major factor in the growth of molds, which, in turn, can cause health and so many other types of problems.

According to the U.S. Environmental Protection Agency, eliminating mold spores in indoor environments is never easy. It only takes as little as 24 hours before mold begins to grow. There is one fact about molds, though: solve the moisture issue and you may just be able to stop molds from spreading and free your house from it for good.

Moisture is usually caused by leaks: plumbing leak, roof leak or leaks behind the walls. It is when a leak remains undetected for some time that it becomes the start of a possible huge and costly problem. Letting professional plumbers do the job of finding and fixing a leak is definitely a wise decision, especially if the source of such leak is hidden, such as behind a wall or underneath the concrete foundation of your house.

One very handy device employed by professional plumbers in locating a leak source is a technological tool that enables them to do infrared leak detection. Infrared home diagnosis will:

  • Detect water leaks and their origin – whether these are in the walls, flooring, or roof;
  • Detect plumbing issues – blockages;
  • Detect pest and rodent nests too besides the leak/s;
  • Detect moisture that cannot be physically be reached with moisture meters; and,
  • Detect electrical “hot spots” which cause potential fire hazards.
  • Results of infrared leak detection are usually captured and documented as professional reports. These are also to serve as tangible proof which is crucial for repair verification and insurance purposes.
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Types of Business Bankrupt

Posted by on Jun 23, 2016 in Finances | 0 comments

The challenges faced by many small businesses are sometimes too much, resulting to these firms thinking if filing bankruptcy would be a beneficial move for them. Bankruptcy is a process that individuals or companies go through to help them eliminate or repay their debts which have increased to an amount that is quite impossible to manage. While individuals file for personal bankruptcies, the type filed by firms are business bankruptcies, which are either liquidations or reorganizations.

The specific bankruptcy chapter that a business may file depends on it form of business. Sole proprietorships, which are legal extensions of the owner (making an owner of a business firm responsible for all assets and liabilities of his or her firm), can file business bankruptcy under Chapter 7, Chapter 11, or Chapter 13. Partnerships and corporations, on the other hand, being legal entities separate from their owners, can file business bankruptcy under Chapter 7 or Chapter 11.

For a firm that really has no future, has no substantial assets, or the debts of which are so overwhelming so that restructuring it would not amount to any benefits, Chapter 7 business bankruptcy may be the best option. A firm filing Chapter 7 bankruptcy, also called Liquidation bankruptcy, simply means that business operations are over.

The firm itself, and whatever assets it has, will have to be surrendered to a court-appointed trustee who, in turn, is tasked to liquidate these and use whatever amount is earned to pay the firm’s creditors. At the end of the bankruptcy case, the sole proprietor will receive a “discharge,” which releases him or her from any further obligation in connection to the debts (this discharge is not available to partnerships and corporations).

If the firm still has a future, then Chapter 11 business bankruptcy would be the ideal choice. This chapter involves a plan wherein financial reorganization is made and the firm allowed to balance its income and expenses, continue earning profits, as well as operations. Reorganization is made under the guidance of a court-appointed trustee, who may also happen to be the owner of the company.

While it is true that many small corporations, limited liability companies, and partnerships shy away from Chapter 11, because it is risky, complex, time-consuming and expensive, many still choose it because it is the only bankruptcy chapter that allows firms to restructure and continue operations.

Chapter 13 business bankruptcy, the third option, but only for sole proprietors, allows business owners to restructure their debt payment plan. For sole proprietors to qualify under Chapter 13, however, their unsecured debt should not be more than $383,175, and their secured debt, not more than $1,149,525.

It its website, the firm Ryan J. Ruehle Attorney at Law, LLC, explains how difficult it can be for business owners to deal with financial problems which could possibly result to the loss of their business. Through business bankruptcy, however, these firms have a way out of these problems and a shot at getting back on solid financial footing.

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How is a Birth Injury Also a Personal Injury?

Posted by on Jan 5, 2016 in Personal Injury | 0 comments

Sometimes, births are simply fated to be complicated. It cannot be helped. In these cases, it is the rare combination of genes that makes these anomalies possible. And yet, these are rare for a reason as, naturally, humans have evolved to a surviving point that child birth is no longer a strictly fatal situation to be in. The rarity of this being a natural phenomenon is not, however, the issue here—it is how common it is for such birth injuries to have been caused by negligence.

If a child has been born with a birth injury due to the negligence of a practicing medical professional, this can call for legal action. For example, if the physician in question outright ignored signs of a potential problem with the birth or vehemently refused to heed second opinions, and this caused for either the mother or the child to suffer disastrous consequences, then that can possibly constitute as a birth injury.

How is it also a personal injury, though? A child, no matter how old, is still a person and like any other person—they can still be hurt enough to the point of disability or even death. Personal injury is the legal jargon assigned to the situation regarding injuries suffered by persons who have been victims of an accident that was made possible due to the negligent actions of someone else. The injury need not only be physical in nature but emotional and mental traumas are also two factors that are taken into account during legal procedures such as this.

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Hazard Communication Standard of 1986

Posted by on Sep 15, 2015 in Employment Law, Health | 0 comments

The Centers for Disease Control and Prevention (CDC) says that there are at least 13 million workers in the US whose jobs cause them to be exposed regularly to hazardous chemicals, like Acetone, Acetonitrile, Ammonia, Asbestos, Benzene, Chloroform, Dichloromethane, Ethyl Acetate, Formaldehyde, Hexane, Lead, Methanol, Tetrasodium Pyrophosphate, Titanium Dioxide, and so forth.

Any kind of hazardous agent can cause occupational disorders and diseases, including systemic toxicity, or systemic effects, and occupational skin diseases (OSD), which are actually the second most common types of work-related diseases. While systemic toxicity damages internal organs once the fumes of toxic substances are inhaled, the development of occupational skin diseases occurs when the skin comes in contact with hazardous chemicals. There are several different forms of occupational skin diseases, including irritant and allergic contact dermatitis, skin infections, and skin cancers.

Some of the most common types of workers, who are often exposed to potentially harmful substances, include those in the following industries: construction, agriculture, mechanics, printing/lithography, painting, cleaning, cosmetology, health care and food service.

Employers all the across the US have the responsibility of assuring their employees of a safe and healthy working environment. This responsibility, which is mandated by the Occupational Safety and Health Act (OSH Act) which the United States Congress passed into law in 1970, is enforced by the Occupational Safety and Health Administration (OSHA) which, in turn, was created by OSH Act in 1971. Part of OSHA’s endeavor in maintaining health and safety in all workplaces, but more so in sites where workers are exposed to chemical hazards, it enacted the Hazard Communication Standard (HCS), which took effect in 1986.

The HCS, also called the Worker Right-to-Know Legislation or the Right-to-Know law, gives workers the right to know everything about the chemical hazards they are exposed to and how they can protect themselves from these. To fulfill these, employers are mandated to train their workers on the proper handling and storing of chemical substances, and to provide their workers with the gears that will protect them from any form of harm. Importers and manufacturers are also required to attach warning labels and Material Safety Data Sheets (MSDS) on all of their hazardous products; other than the words ‘poisonous,’ and ‘hazardous,’ product labels must also include information on the product’s potential health effects, emergency first aid instructions, precautions for use, safe storage suggestions, and contact numbers where further information about the products may be obtained.

Many kinds of diseases and disorders caused by toxic substances take time before they manifest their symptoms and, when these do, the illness is usually already in a stage that would require more costly treatment. According to the website of the Williams Kherkher Law Firm, the long-term effects of toxic substance exposure can be seen as a catastrophic injury. It requires much long recovery times, besides the expensive treatments and medication, which are still worsened by the victim’s inability to work as energetically as he/she did prior to the development of the illness.

Quality life and, maybe, a longer lifetime too have been snatched away from millions of workers in the past due to injuries resulting from toxic substances exposure in the workplace. Many of these injuries and early deaths could easily have been prevented, had it not been for some people’s acts of negligence or greed, which made them choose profit over workers’ lives. Some illnesses may never find recovery and deaths will surely never be reversed; however, this does not mean that the victims or their families will no longer be able to seek justice through compensation for all their great losses.

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What Happens when Accidents are caused by Car Defects?

Posted by on May 6, 2015 in Car Accidents | 0 comments

Car manufacturers are known for continuously pushing the limits in order to achieve innovative feats and improve their vehicles. These days, cars are created in many different state-of-the-art models and designs, ensuring that the experience of driving is safer and more convenient than ever before. Unfortunately, there are occasions when these new technologies malfunction or are defective. In these instances, the innovations that were meant to benefit drivers become a liability that could cause serious harm and injury.

According to the National Highway Traffic Safety Administration (NHTSA), car accidents are typically caused by alcohol impaired driving, speeding, and other reckless driving behavior. However, there are times when car accidents are caused by forces outside of any driver’s control. Such is the case with accidents caused by defective or malfunctioning car part. There have been plenty of occasions when car manufacturers miss a step and inadvertently allow a defective vehicle to be sold to the public. In turn, drivers and car owners are left unaware of the potential danger caused by defects that have been missed by the manufacturer. Toyota, Nissan, and Honda recently issued a huge global recall for over 31 million vehicles that had faulty airbags that have been found to erupt quite easily and spray shrapnel inside the car. Another example is the recall issued by Suzuki for 2 million cars over issues with the ignition switch. Aside from these two examples, plenty of car manufacturers have also issued recalls for defects over tires, seatbelts, and brakes.

McCutchen & Sexton – The Law Firm says on its website that companies and manufacturers must be held accountable for any accident caused by defective products. However, in the case of defective car parts, the role of a manufacturer’s neglect in an accident is often hard to prove. It’s important that victims that may have suffered due to an accident caused by a car defect approach an experienced personal injury lawyer. With proper consultation, victims can learn more about the legal channels that can help them seek out just compensation.

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Personal Injury: Accidents Can Happen All the Time

Posted by on Mar 11, 2015 in Personal Injury | 0 comments

Accidents that cause personal injury can happen all the time. A sudden loud noise suddenly makes you drop a dish you were holding, causing it to fall and crash. The bathroom door suddenly won’t open, making you have an accident just on the other side where you were supposed to be. Little things like that can happen on an everyday basis and certainly, they can be dismissed as tiny nuances of day to day life. Nothing consequential and easily overlooked as just something that happened that one time.

But all it takes is one time, one accident to change everything.

Personal injury cases, as defined by the Crowe Mulvey website, are circumstances wherein the neglect of a guilty party (either intentional or not) lead to the injury of another innocent party. The injured party is then warranted to file legal action against whoever caused the accident in order to receive compensation. Injuries that fall into this branch of the law are often debilitating in more ways than one. Sometimes, they lead to temporary or permanent disability. Sometimes, they result into disfigurement or sudden incapability to pursue a profession. Sometimes, in the worst of the circumstances, the end of it all is wrongful death.

This term is a bit of a blanket term that covers a lot of ground as there are quite a few subclasses of personal injury, depending on the circumstance where the accident happened, or who or what was responsible for it. In the term of personal injury, there are subclasses that deal with cases such as medical malpractice, premises liability, child injuries, nursing home neglect, automobile accidents, pharmaceutical defects, et cetera.

These kinds of cases require specialized knowledge as they can get complicated in the long run. The law can different from state to state and there are quite a lot of factors to consider with regard to personal injury cases. That is why it is recommended that if looking for a lawyer to represent your case, it would be best to leave it in the capable hands of one not just dealing with a general grasp of the law but someone with a keen, specialized understanding of personal injury lawsuits.

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Why Hire a Lawyer after a Car Accident?

Posted by on Oct 16, 2014 in Car Accidents, Personal Injury | 0 comments

When a car accident occurs, there are more questions that can pop up than answers. Legal help that specializes in car accidents and understands the laws in your state would help increase chances of having a successful insurance or injury claim against the person at- fault.

When it comes to car accidents it is important to hire a lawyer who not only knows how car accident claims go but also the laws in your state that could affect the outcome of the claim. Each state has statute of limitations regarding cat accident claims, and failure to file a claim or lawsuit in accordance to the state’s statute of limitations would mean losing your legal right for compensation for damages. Claims that can be settled outside of court can go smoothly through the advice and guidance of a good car accident lawyer, while claims that go to trial would require legal representation who understands how to respond to the defenses and arguments raised by the other party. Additionally, having a knowledgeable lawyer would yield a more positive outcome when dealing with insurance companies.

Another important reason why hiring a lawyer after a car accident is beneficial is because after an injury, you may not be physically fit to prepare the necessary documents and procure the evidence important to make your claim. Having a lawyer would lessens you worries about gathering and organizing evidence related to your injury or insurance claim, and would be the one who will file them at the court. They will be the one who will draft a settlement demand letter for the insurance company and will be the one who will file the needed to begin a case.

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